Why More UAE Residents Are Buying Travel Insurance, Even When Visiting Home?
More people are increasingly wanting to travel back to their homes as holidays and festivals draw near. The UAE residents happen to feel similarly inclined-they-have the yearning to travel back to their home country-the UAE-for a few laid-back days with family and loved ones.
However, even though UAE residents are returning to their home country, they are quite proactive about purchasing international travel insurance for their trip.
But the question is, why? Why are the residents of the UAE who live abroad willing to pay for international travel insurance premiums to return to their home country, just like any other tourist? Here, the article will delve into understanding the reasons behind it.
Reasons Why UAE Residents are Buying Travel Insurance Even to Visit Home
Rising Medical Costs
One of the primary reasons why UAE residents are buying travel insurance for their trip back home is the rising medical costs. Medical emergencies can happen anytime without warning, and if you are travelling, handling these emergencies becomes more stressful.
The medical expenses in a different country (even if it is your native country) can differ from what you might be used to. The difference between currency exchange rates also adds up to this.
Thus, having travel insurance in the UAE ensures that you are covered against medical emergencies during your trip, without worrying about the costs.
Premium Prices
Another reason people are purchasing international travel insurance for their UAE trip is the rising cost of premiums. With rising pressure of fluctuating medical and travel costs, insurers want to ensure that policyholders are secured during medical and travel emergencies. Thus, they might charge a higher premium for better quality services and comprehensive coverage.
Delayed Baggage Check-in
When people are travelling back to their homes during holidays or festivals, it leads to a surge in the number of incoming flights in the UAE. Which means there are thousands of pieces of luggage in the queue for check-in. Such a large amount of luggage can lead to delayed baggage check-in or lost luggage. To avoid complete loss in case of delayed or lost luggage, people are buying travel insurance UAE proactively.
Missed Flights or Delayed Flights
Whether you are travelling to the UAE or any other country, missing a flight due to any reason or a delayed flight due to bad weather can ruin all your travel plans.
However, if you have international travel insurance for your trip, you can get coverage for the cost of the next flight tickets. This way, your ticket money is not completely lost and travel plans will also go smoothly.
Easy Access
Another reason why more and more people are buying travel insurance in the UAE is the easy access to insurance policies. A few years ago, people had to physically visit banks or contact insurance agents to purchase a travel insurance policy.
But today, they can do all this on their mobile device, sitting from the comfort of their home. With just a few simple clicks, they can purchase the best travel insurance for the UAE.
Also Read: navigating insurance challenges with expert insights.
Online Policy Comparison
Today, people can easily buy international travel insurance online by comparing all the options. With online policy comparison, you can check the coverage options provided by different insurers, their premium quotes, policy inclusions and exclusions.
After you understand and compare policies on all such points, making a decision becomes easier.
Travel Security
Another important reason why the residents in UAE are going to buy travel insurance to protect the travel journey. Travel emergencies come at times-any airline getting delayed, lost passport, injuries during an adventurous stint, or stolen luggage. UAE travel insurance acts as a safety net against all such emergencies.
Aware of Insurance
Thanks to the internet and social media, today everyone is more aware of their rights and responsibilities. The same applies to the case of travelling; today, people are more informed about the importance of travel insurance.
They understand that travel insurance is not only mandatory for certain travel destinations but also provides them with comprehensive protection throughout their entire travel journey.
Summing Up
UAE residents are now understanding the importance of travel safety and are buying international travel insurance to be prepared against any emergency. This is a wise decision, whether you are going back to your home country or a new country for vacation, always stay secured with a travel insurance policy.
More than anything, it is important to procure travel insurance through a reputable company, perhaps one such as TATA AIG. Their travel insurance plans offer protection against any last-minute hiccup, such as baggage delays, accidents, sickness, personal liability, and trip cancellations.
